

Not everything is going to go to plan, so if you find you’re getting a negative reaction back, try these responses. By sticking to this topic and only this topic, the conversation will be easier for you. It’s really easy to bring up other issues and complaints but it isn’t going to help move the situation forward. Having a difficult conversation about money will be emotional it’s completely valid, but getting angry or upset might interfere with the outcome. For example, if a situation which is similar to yours is on the TV, you could casually mention that this is something you’re dealing with and launch the conversation that way. If you dread the idea of bringing up a conversation out of the blue, you could use what’s around you to help. Knowing what your first sentence is going to be can make you feel more confident, so think about what you could say. Sometimes it helps to start the conversation in a roundabout way rather than sitting down and bringing up the subject directly.

There’s never going to be a perfect time but have the conversation in a place you’re comfortable.

Think about where you’re going to have the conversation, when you’re going to do it and who should be there. When you plan to have a difficult conversation, prepare yourself ahead of time with a few talking points to help you out. Here’s what you need to know to make it go as smoothly as possible. Time to tackle those difficult conversations they’ve been meaning to have for a while.
